The conventional wisdom in the financial independence community is that index funds are the slow but sure way to wealth and I agree with that. Consequently, the vast majority of our investments are in Exchange Traded Funds (ETFs). Because we are in “growth” KiwiSaver funds, our provider invests the majority of our retirement money in ETFs. The majority of our Sharesies investments are also in ETFs. But, we have specialised on a couple of companies recently and I want to share why.

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