retire2asia

job-free at 37

Tag: financial independence

Do rewards credit cards work in New Zealand?

I’m turning 31 this year. I’ve made it this far in my life without a credit card. I’ve always viewed them as evil. My accounting teacher in high school told us having a credit card is fine as long as you pay it off in full at the end of every month, but I didn’t understand why you would do that instead of just using your EFTPOS card (for overseas readers, this is how us kiwis ditched cash long before debit cards became a big thing).

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Environmentally Independent

This is a blog about personal finance, particularly looking at financial independence. When you start cutting expensive waste out of your life, it’s impossible to not also notice that you’re being a lot kinder to the planet. Now, I don’t know that we’ll ever be what I suppose would be called “Environmentally Independent”, which would be a mixture of being zero waste and also having net personal greenhouse gas emissions of zero or less. But I can share some examples of how our journey towards financial independence has made us much less harsh on the environment.

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Our investments take flight

As anyone who’s read any financial independence blog will know, investing in index funds is the most surefire way to achieve reliable gains over time. But it can be fun to invest in the odd individual company on the side as a hobby or an experiment. I don’t recommend making such investments a large portion of your portfolio, but some people do try this.

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